Frequently Asked Questions
Real answers, in plain language — so you can decide what kind of support you need (and whether Diedre is the right fit).
Quick-Fit Questions
Servicing and Pricing Basics
How Deidre Works
Meetings and Logistics
Investment and Coordination
Quick-fit Questions
Do you work with people in Pinellas County — and virtually?
Yes. Deidre is based in Clearwater, with in-person options in Pinellas County when it is helpful. Most meetings are virtual, so you can work together from anywhere in Florida without adding another errand to your week.
Who is this a good fit for?
Busy families, professionals, and pre-retirees who want clear next steps. It is also a good fit if you are navigating a transition (a new job, a move, divorce, or starting over) and want calm, judgment-free guidance.
Do I need a financial planner if I am “not rich” yet?
You do not need to be a certain net worth to benefit from a plan. If you are making big decisions (saving, debt, retirement, benefits, a home move, caring for family), good guidance can take a lot of pressure off.
How Deidre Works
What does “fee-based,” mean?
fee-based means my primary method of getting paid is a fee, not primarily commissions — so advice stays focused on what fits your life. When I do earn commission on a product, I'm happy to disclose that to you.
Are you a fiduciary?
Yes. As a fiduciary, Deidre is obligated to put your best interests first.
What does CFP® mean?
CFP® stands for Certified Financial Planner professional. It is a professional credential that requires education, experience, and ethical standards.
What is your planning process?
We start by listening — what matters most, what is stressful, and what decisions are coming up. Then we build a plan with clear priorities and action steps. After that, you get support as you implement and as life changes.
Services + Pricing Basics
What can I hire you for?
Most clients choose one of three paths: an ongoing support plan for check-ins and questions, retirement planning to make sure you're all set, or a focused one-time planning session. If you are deciding between options, start on the Services page — it lays out what is included and who each option is for.
Do you manage investments?
Deidre can provide investment guidance as part of your plan — aligning investments with your goals and helping you make informed choices. The right approach depends on your situation and the kind of engagement you want.
How much does it cost?
Pricing is straightforward and listed up front. Because services and scope vary, the simplest way to get accurate numbers is the Services page. If you are not sure what fits, a Discovery Call is the quickest way to clarify.
Meetings + Logistics
Do you offer in-person meetings?
Yes, when it is helpful — especially for local clients in Pinellas County. Many clients prefer virtual meetings for convenience, and we can do everything effectively online.
How long are meetings and how often will we meet?
It depends on the service you choose and what you are working through. Some clients want a single decision-support session; others prefer a series of planning meetings and periodic check-ins. We will set a pace that feels manageable.
What should I bring to our first meeting?
A rough list is enough: recent pay stubs or income info, a snapshot of accounts (bank, retirement, brokerage), debts, insurance policies, and any questions that are keeping you up at night. If you have a recent tax return, that is helpful too.
Investments + Coordination
Will you work with my CPA or attorney?
Yes. Many planning decisions touch taxes and estate planning. Deidre can coordinate with your existing professionals so your plan stays aligned, and you are not stuck translating between offices.
Can you review a plan I already have?
Absolutely. A second opinion can be a great way to confirm you are on track, pressure-test assumptions, and identify the few changes that matter most.
What It's Like to Work with Deidre
You are simply a good person who is easy to work with.
- Angela
Deidre is a financial confidant from whom you can seek counsel without feeling stupid.
- Keith
We finally feel like we have a handle on our money and our future.
- Jan
You listen carefully, offer practical advice, and never overwhelm.
- Keith R
You really know your stuff, so easy and non-judgmental, kind, kind, kind.
- Sandy
She is sweet, thorough, and incredibly helpful in every way.
- Amber
What Clients Gained
We have more confidence, clarity, and a plan that works for our life.
- Angela
Took the weight of the world off my shoulders in moving forward better financially.
- Sandy
Do it! You won't regret it.
- Angela
We feel confident and aligned as a couple, thanks to your guidance.
- Jan
What They'd Tell a Friend
Whether it's a one-time checkup or ongoing support, she's worth it.
- Multiple Clients
Don't wait. Real financial planning is a survival tool.
- Keith R
In today's complex financial world, you need someone like Deidre.
- Keith
Took the weight of the world off my shoulders in moving forward better financially, a steady friend and advisor I can rely on.
- Sandy
We finally feel like we have a handle on our money and our future. Deidre made financial planning simple, approachable, and even enjoyable. We're no longer overwhelmed - we feel confident and aligned. As a couple preparing for marriage, she's helped us grow in how we communicate and make decisions together.
- Jan
Deidre is a wonderfully talented, experienced, friendly, and approachable financial planner. She uses her years of experience to analyze your financial situation and arrive at specific and concrete solutions tailored to your needs. Her rates are affordable, and she is always available to address issues as they pop up. We have been incredibly blessed to have her as our planner.
- Keith
What happens on a Discovery Call?
We will talk through what is going on, what you want to feel more confident about, and what kind of support would help. You will get a clear recommendation for next steps — no pressure.