FINANCIAL PLANNING THAT FEELS CALM, CLEAR, AND DOABLE.
Deirdre helps busy professionals, and pre-retirees in Pinellas County make confident money decisions—without sales pressure, commissions, or jargon.
CHOOSE THE RIGHT LEVEL OF SUPPORT
Not everyone needs the same kind of help. Some clients want a full plan and accountability. Others want a second set of eyes before a big decision. I’ll meet you where you are—and build from there.
Monthly Financial Planning
Keep a planner in your corner with an ongoing, proactive partnership
Best for: Individuals and families who want structured, hands-on financial planning throughout the year.
Price: $250-300/month
Retirement Plannng Package
Retirement decisions, simplified.
Best for: If retirement is close (or you’re already there) and you want help turning big questions into a workable plan—income, timing, and next steps.
Includes: Two meetings plus preparation and analysis, with written follow-up, projections, and recommendations.
Price: $950
One-Time Planning Session
One meeting. Real answers. A clear next step.
Best for: A financial “check-in,” decision support, or getting unstuck on a specific question.
Includes: 60-minute meeting plus written follow-up—so you’re not left trying to remember everything we talked about.
Price: $350
Monthly Financial Planning
Full-picture planning for real life.
Who it’s for:
If you want a comprehensive plan—and someone to help you follow through—this is your home base.
What we cover:
Cash flow, spending, and saving (without shame)
Retirement planning and long-term projections
Investment guidance and coordination
Tax-smart planning (in coordination with your tax professional)
Insurance planning (life, disability, and coverage gaps)
Goal-setting, tradeoffs, education, accountability, and decision support
What you’ll walk away with:
A clear plan, prioritized next steps, and a steady process for making progress—one decision at a time.
Typical pricing:
Annual Planning: $250/month (includes up to 12 meetings/year)
Focused Planning (3 months): $300/month
Retirement Planning Package
Retirement decisions, simplified.
Who it’s for:
If retirement is close (or you’re already there) and you want help turning big questions into a workable plan—income, timing, and next steps.
What we cover:
- Retirement income strategy (what to pull from where, and when)
- Social Security timing decisions
- Investment and withdrawal planning
- Tax-aware retirement planning (in coordination with your tax professional)
- Healthcare and insurance considerations
- Clear “what to do next” action steps
What you’ll walk away with:
A focused retirement roadmap with projections, recommendations, and a step-by-step plan you can actually use.
Typical pricing:
$950 (two meetings + preparation/analysis, with written follow-up)
Investment Management & Planning
Invest with purpose—not guesswork.
Who it’s for:
If you’re unsure whether you’re invested appropriately, you want a second opinion, or you’d like professional support managing investments as part of a bigger financial plan.
What we cover:
Portfolio review: risk, diversification, fees, and alignment to your goals
Investment strategy tied to your timeline (not market headlines)
Tax-aware investing concepts (as part of the broader plan)
Ongoing monitoring/rebalancing support (for advisory clients, when eligible)
Coordination with the rest of your plan (retirement, cash flow, insurance, big decisions)
What you’ll walk away with:
Clarity on what you own, why you own it, and what to change (or keep) so your investments support the life you’re building.
Typical pricing:
- Typical pricing: Investment advisory fees vary depending on the account and level of service, and are typically charged as a percentage of assets under management, up to 1.50% annually. For clients whose investments are managed, planning conversations are often integrated alongside regular portfolio review meetings.
Not sure which service fits?
That’s normal. Send a quick note and tell me what’s on your mind—retirement timing, cash flow stress, a big decision, or just “I need a plan.” I’ll point you to the best next step.